Compliance-Ready goAML Registration.
Mandatory Central Bank & FIU portal setup for DNFBPs. We secure SACM tokens, map regulatory structures, appoint compliance officers, and safeguard your company from heavy penalties.
The Centralized Reporting System for UAE Financial Intelligence
Developed by the United Nations Office on Drugs and Crime (UNODC), goAML is a specialized software system implemented by the Financial Intelligence Unit (FIU) under the Central Bank of the UAE. It functions as the national platform for gathering, analyzing, and distributing intelligence related to money laundering and terrorism financing.
In the UAE, registering on the goAML portal is a mandatory legal compliance milestone for all financial entities and Designated Non-Financial Businesses and Professions (DNFBPs). This includes real estate brokers, accounting/auditing firms, gold and precious stone traders, corporate consultants, and lawyers.
“Failing to register on goAML is classified as a high-risk compliance violation. The Ministry of Economy issues immediate fines starting at AED 50,000.”
goAML Eligibility & Regulator Checker
Check if your business is classified as a DNFBP in the UAE and find out which supervising authority regulates your goAML portal registration.
Real Estate Agents & Brokers
Supervising Authority: Ministry of Economy (MoE) / Dubai Land Department (DLD)
Classification Details
Businesses involved in brokerage, buying, or selling of property and land developments in the UAE.
Filing Commitments once Registered
Suspicious Transaction Report (STR)
Suspicious Activity Report (SAR)
Real Estate Transaction Report (RETR) for cash purchases or virtual asset payments exceeding AED 55,000.
Notice: The Ministry of Economy requires companies classified under DNFBPs to appoint a dedicated, resident AML Compliance Officer (MLRO) prior to goAML portal filing. Delphi handles officer setup, drafts templates, and secures the SACM connection.
The Three-Stage goAML Registration Process
We handle pre-registration setups, configure authenticator credentials, and submit required files to prevent portal rejections.
SACM Pre-Registration
Registering on the System for Access Control Management (SACM) of the UAE Central Bank. Settle Google Authenticator passwords to secure your secret token.
goAML Submission
Filing the formal profile on the FIU portal. Appointing your resident AML Compliance Officer, uploading trade licenses, and adding identity credentials.
Ministry Review & Link
The Ministry of Economy (or Ministry of Justice) reviews your corporate profile. Once approved, your reporting dashboard is activated.
Required Documents for goAML Filing
Ensure all files are prepared in high-resolution PDF format. The supervising ministry will reject filings with blurry scans or incomplete officer details.
Corporate Documents
Commercial Trade License
Valid copy issued by DED or your Free Zone Authority.
Memorandum of Association (MOA)
Or Partnership Deed / Shareholder Agreement showing legal ownership.
Corporate Structure Chart
Detailing ultimate individual beneficial owners (UBOs) holding 25% or more.
Compliance Officer Credentials
Appointed Officer ID & Passport
Emirates ID, resident visa, and passport copy of the resident AML Compliance Officer.
Officer Curriculum Vitae (CV)
Must document professional background in audit, legal, or finance.
Officer University Degree / Certificate
Attested degree or professional compliance qualification (CAMS/ICA).
Board Resolution / Appointment Letter
Formal document signed by shareholders appointing the officer as MLRO.
Frequently Asked Questions
Settle Your goAML Registration
Before Fines Settle In.
Don\'t risk DNFBP non-compliance audits or costly administrative fines. Connect with our compliance experts today to handle your Central Bank and FIU filings securely.